If you have a soft spot for warm, tender cake that feels like a big, cozy hug on a plate, this Cream Cheese Streusel Coffee Cake Recipe is going to become one of your all-time favorites. Imagine sinking your fork into a moist, tangy cake layered with luscious cream cheese filling and topped off with a sweet, crunchy streusel that perfectly balances sweetness with just a hint of cinnamon warmth. It’s a snack, a dessert, and a breakfast treat all rolled into one spectacularly delicious cake that your whole family will beg for again and again.

Ingredients You’ll Need
Don’t be intimidated by the list—these simple, everyday ingredients each play a crucial role in transforming this cake from basic to brilliant. Each one brings its own magic, whether it’s fluffy texture, rich creaminess, or that irresistible crumbly topping.
- All-purpose flour (2 ½ cups): The foundation that gives the cake structure and tenderness.
- Granulated sugar (1 cup): Sweetens the cake and helps achieve a golden crumb.
- Unsalted butter, softened (½ cup): Adds moist richness and helps create that delicate crumb texture.
- Sour cream (1 cup): Keeps the cake incredibly moist with a subtle tang for balance.
- Large eggs (2): Bind ingredients together and add richness.
- Vanilla extract (½ teaspoon for batter, 1 teaspoon for filling): Infuses a sweet, warm aroma throughout.
- Baking powder (1 tablespoon): Leavens the cake to light, fluffy perfection.
- Baking soda (½ teaspoon): Works with sour cream to give lift and softness.
- Salt (½ teaspoon): Enhances all the sweet flavors and balances the richness.
- Cream cheese, softened (8 ounces): The dreamy base for the luscious, velvety filling.
- Powdered sugar (½ cup): Sweetens and smooths out the cream cheese filling.
- Brown sugar (1 cup for streusel): Provides deep caramel notes and chewiness in the topping.
- Ground cinnamon (1 tablespoon for streusel): Infuses a warm, comforting spice in every crumbly bite.
- Chopped walnuts or pecans, optional (½ cup): Add a delightful crunch and nutty depth to the streusel.
How to Make Cream Cheese Streusel Coffee Cake Recipe
Step 1: Prepare Your Pan and Oven
First things first, preheat your oven to 350°F (175°C). Grease and flour a 9×13-inch baking pan to make sure your cake lifts out smoothly after baking.
Step 2: Cream Butter and Sugar
In a large bowl, beat the softened butter with granulated sugar until the mixture becomes light and fluffy—this step is key for creating that tender crumb and sweetness you crave.
Step 3: Add Eggs, Sour Cream, and Vanilla
Beat in the eggs one at a time, making sure each is fully incorporated before adding the next. Then blend in the sour cream and vanilla extract, which give the batter its luscious moisture and subtle flavor.
Step 4: Mix Dry Ingredients Separately
Whisk together the flour, baking powder, baking soda, and salt in another bowl. This ensures even distribution of leavening agents and seasoning throughout your batter.
Step 5: Combine Wet and Dry Mixtures
Gradually fold the dry ingredients into the wet mixture, stirring gently until just combined. Avoid overmixing to keep the cake tender.
Step 6: Prepare the Cream Cheese Filling
In a separate bowl, beat the softened cream cheese with powdered sugar and vanilla extract until smooth and creamy, delivering that irresistible richness that defines this cake.
Step 7: Make the Streusel Topping
Mix together brown sugar, ground cinnamon, and chopped nuts (if you’re using them) in a small bowl. This crumbly topping will add amazing texture and warmth.
Step 8: Layer the Batter, Filling, and Streusel
Pour half of the cake batter into the prepared pan and spread it evenly. Then dollop the cream cheese filling over the batter, spreading it gently. Sprinkle a generous portion of the streusel mixture on top. Finally, spoon the remaining batter over the filling layer and finish with the remaining streusel.
Step 9: Bake to Perfection
Bake your masterpiece for 45 to 50 minutes, or until a toothpick inserted into the center comes out clean. This ensures the cake is perfectly baked through without drying out.
Step 10: Cool and Enjoy
Let your coffee cake cool in the pan for 15 to 20 minutes, then transfer it to a wire rack to cool completely before slicing. This lets the layers set beautifully so every bite stays intact.
How to Serve Cream Cheese Streusel Coffee Cake Recipe

Garnishes
For an extra touch of charm, sprinkle powdered sugar over the cooled cake or scatter some extra chopped nuts on top. A dollop of whipped cream or a drizzle of caramel sauce can turn it into an indulgent treat anyone would adore.
Side Dishes
This coffee cake pairs wonderfully with a cup of hot coffee, chai latte, or your favorite tea. Fresh berries or a simple fruit salad on the side offer a refreshing contrast to the cake’s richness.
Creative Ways to Present
Turn this coffee cake into a beautiful centerpiece by serving it on a pretty cake stand. For gatherings, cut it into small squares and serve on decorative plates alongside fresh florals for a welcoming vibe everyone will appreciate.
Make Ahead and Storage
Storing Leftovers
Wrap leftover coffee cake tightly with plastic wrap or store in an airtight container at room temperature for up to 3 days. Keeping it covered preserves its moist texture and fresh flavor.
Freezing
You can freeze slices individually by wrapping them well in plastic wrap and foil, then placing them in a freezer bag. They’ll keep beautifully for up to 2 months—perfect for having a ready-to-go sweet bite anytime.
Reheating
To enjoy your coffee cake warm, reheat slices in the microwave for 20–30 seconds or warm them gently in a low oven to revive that fresh-baked softness and melt-in-your-mouth cream cheese layers.
FAQs
Can I use low-fat cream cheese or sour cream in this recipe?
While you can substitute with low-fat versions, keep in mind that it might slightly affect the cake’s richness and moisture. For the best indulgent texture, full-fat cream cheese and sour cream are recommended.
Is it possible to make this coffee cake gluten-free?
Yes! Swap the all-purpose flour for a gluten-free flour blend that includes xanthan gum for structure. The texture might be a bit different, but it will still taste fantastic.
How long does this Cream Cheese Streusel Coffee Cake last?
Flavor and freshness peak within the first 2 to 3 days when stored properly at room temperature. Beyond that, refrigeration or freezing will extend its life without sacrificing too much moistness.
Can I make the streusel topping without nuts?
Absolutely. The nuts are optional and can be left out for a simpler streusel that’s just as delicious and crunchy thanks to the cinnamon and brown sugar.
What’s the best way to serve this cake for breakfast?
Pair it with a strong cup of coffee or your favorite morning beverage. You might also add fresh fruit on the side and a smear of butter for an elevated breakfast experience.
Final Thoughts
This Cream Cheese Streusel Coffee Cake Recipe is a true celebration of cozy flavors and textures that feel lovingly homemade. Once you try it, you’ll understand why it’s so beloved. Don’t hesitate to treat yourself and your loved ones to this wonderful cake—it’s worth every delicious bite and sure to become a staple in your baking repertoire.
Print
Cream Cheese Streusel Coffee Cake Recipe
- Prep Time: 15 minutes
- Cook Time: 45 minutes
- Total Time: 1 hour
- Yield: 12 servings
- Category: Dessert
- Method: Baking
- Cuisine: American
Description
This Cream Coffee Cake is the ultimate comfort dessert, featuring a tender, moist cake layered with a smooth cream cheese filling and topped with a crunchy cinnamon streusel. Perfect for breakfast, brunch, or dessert, this recipe combines classic coffee cake flavors with a rich, creamy texture that melts in your mouth.
Ingredients
Cake Batter
- 2 ½ cups all-purpose flour
- 1 cup granulated sugar
- ½ cup unsalted butter, softened
- 1 cup sour cream
- 2 large eggs
- ½ teaspoon vanilla extract
- 1 tablespoon baking powder
- ½ teaspoon baking soda
- ½ teaspoon salt
Cream Cheese Filling
- 8 ounces cream cheese, softened
- ½ cup powdered sugar
- 1 teaspoon vanilla extract
Streusel Topping
- 1 cup brown sugar
- 1 tablespoon ground cinnamon
- ½ cup chopped walnuts or pecans (optional)
Instructions
- Preheat and Prepare Pan: Preheat your oven to 350°F (175°C). Grease and flour a 9×13-inch baking pan to ensure the cake does not stick.
- Make the Batter Base: In a large bowl, beat the softened butter and granulated sugar together until light and fluffy, which will help create a soft cake texture.
- Add Wet Ingredients: Mix in the eggs one at a time, fully incorporating each before adding the next. Then blend in the sour cream and vanilla extract to add moisture and flavor.
- Combine Dry Ingredients: In a separate bowl, whisk together all-purpose flour, baking powder, baking soda, and salt to evenly distribute the leavening agents and salt.
- Mix Batter: Gradually stir the dry ingredients into the wet mixture just until combined. Avoid overmixing to keep the cake tender.
- Prepare Cream Cheese Filling: In another bowl, beat the softened cream cheese with powdered sugar and vanilla extract until smooth and creamy.
- Make the Streusel Topping: Mix together the brown sugar, ground cinnamon, and chopped nuts if using, to form the crumbly topping.
- Assemble Cake Layers: Pour half of the batter into the prepared pan and spread it evenly to form the first layer.
- Add Cream Cheese Layer: Spread the cream cheese filling evenly over the batter layer.
- Add Streusel: Sprinkle a portion of the streusel topping over the cream cheese layer for added texture and flavor.
- Top with Remaining Batter: Spoon the remaining batter over the filling and carefully spread it out evenly without disturbing the layers below.
- Final Streusel Layer: Sprinkle the remaining streusel topping evenly over the top of the cake.
- Bake: Place the pan in the oven and bake for 45 to 50 minutes, or until a toothpick inserted in the center comes out clean, indicating the cake is fully baked.
- Cool: Allow the cake to cool in the pan for 15 to 20 minutes before transferring it to a wire rack to cool completely, which helps the cake set and makes it easier to cut.
Notes
- Make sure all dairy ingredients are at room temperature to ensure smooth mixing and proper texture.
- Do not overmix the batter to avoid a tough cake.
- Chopped nuts in the streusel are optional but add a nice crunch and flavor contrast.
- Use full-fat cream cheese for the best texture in the filling.
- The cake is best enjoyed the day it’s made but can be stored in an airtight container for up to 3 days.

